PhantomXR

Ride Now, Pay Later

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Choose 6, 12, or 36 Monthly Payments

As an example, a $1,299purchase might cost $39/mo over 36 months at 15% APR.

1. Fill Your Cart

Add everything you want to purchase to your cart and begin the checkout process.

2. Choose How You Pay

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

3. Pay Over Time

Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.

Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Affirm financing not available for gift card purchases.

FAQs

Yes! There's no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

No -- your credit score won't be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information inAffirm's Help Center.

Yes, you'll need a mobile phone number from the U.S. This helps Affirm verify it's really you who is creating your account and signing in.

You can visit their website at affirm.com.